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Ratchet and Clank 2: Locked and Loaded Cheats
(PlayStation 2)

Effect: Easy Money
Go to planet Boldan and go to that place where you have to use the levitator.

Then fly once to the second pad, there should be millions of ships flying around so you get out your weapon (Blitz Cannon works best)
and just keep shooting them.

But if you want more money go on Challenge mode and get really high Bolt times then do exactly as I said.
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Effect: Insomniac Museum
In silver city (boldan)
in silver city, after you have unlocked the electric door at the beginning of the level, go up the lift opposite the door and start grinding the rail. When you get to a point where there is a large area of ground and a large garage-like building to your left, go into one of the electric pylons so you fall off and hover down to the area of ground.Go over to the large building that looks like a garage and walk along the path to the left until ratchet falls through the ground.Strafe to the right and jump up.People will be shooting at you, but you won't be able to see them, as the floor get's in the way. At this point you should shoot like crazy until they stop shooting you, then walk around until the camera angle gets better, or put first person perspective (look mode) on and see if that works.When you can see, go through the teleporter that takes you to the museum (planet Dantopia)here you can see stuff that was taken out of the game, and do things like make your own infiltrator puzzle or make your own bullet!Be warned though: this cheat is the only way to get there, so if you leave it's quite hard to get back.
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